Monday, September 24, 2007

OMG Creepy

Omg this is crazy how why this is crazy.
this is so interesting and creepy what do you think let me know .

Take a look

Atomic Wedgie - World of Weird - Skull Implant Piercings

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Friday, September 21, 2007

WOW big BS


I can not believe there are that many geeks out there that play this dumb game i have tried it i admit it is the most boring game on the face of the planet.
I can not believe how many nerds play this cr**p.

WORLD OF WARCRAFT SUCKS!!!!
Click Here
This Is Why


Wednesday, September 19, 2007

I Have Bad Credit How can I get a Car Loan ?

Yahoo Q&A

I Have Bad Credit How can I get a Car Loan ?

have bad credit history
I need a car for work
I am working at a good job for 2 1/2 months
What are recommendations on how or where to obtain car financing ?

My Answer:

There are a lot of options out there for a bad credit auto loan
Just don't get suckered into the scams.

A Tip For On-line Applications :
1. If there is no phone number to call to find out more information don't fill anything out.
2.Find out as much information as you can on how the process works.
3.Try to do a background on the company your applying with(Example the Better Business Bureau) .


Application services, predominately found on the Internet, involve automatic multiple submission of financial information to potential lenders. In this case, the potential borrower fills out some in depth financial information. The coordinator of the network then forwards the information to lending sources that may be willing to make the loan. When all works correctly, the borrower hears from four lenders who then fight for the loan by competing against each other to offer the best rates and amortization. For bad credit auto loan candidates it may be more a case of one or two lenders coming forward without much fighting, but where not many sources exist this can be a great time saver.

In most of these cases, either the car dealers or lenders may contact the borrowers directly. If you don't have a car in mind already the dealer networks may be quite helpful in directing you to someone who has an inventory of vehicles and the experience and capability of securing a loan on the vehicle you wish to purchase. If you already have a vehicle in mind and are having trouble finding a financing source the multiple submission networks may be helpful.

Even with all of these opportunities which will allow "almost" anyone to obtain vehicle financing some borrowers will fall into the category that can not. People with no down payment whatsoever and bad credit may find it very difficult getting car financing. Debtors in the middle of bankruptcy proceedings may find that financing is not available until their bankruptcy case has concluded. Others may be pleasantly surprised to find financing only to realize payments on these loans beyond their means.

Don't be discouraged if your first few attempts at financing fail or if you have to settle for your second or third choices of vehicles. With perseverance, and if needed a little polishing up of your tarnished credit, you should be able to obtain safe and reliable transportation despite a previous bout of bad credit or bankruptcy.

~Hope that Helps ~

$2500, To a Private Sale or A Car Dealership?

Yahoo Q&A

$2500, To a Private Sale or A Car Dealership?

I have $2500 to spend on a used car, should I take a risk buying from a private seller with no warranty, or should I used that as a down payment at a dealership? I know nothing about fixing cars.

My Answer:

I would go to a dealership...

Buying a used car from a dealer is in many ways similar to buying a new car. You have the option of paying in full or financing over time. You have comprehensive vehicle information. And – you have lots of pitfalls to avoid.

First, be well versed on the loan options and payment schedules available to you. Pay close attention to the loan details – the exact price, the amount you’re repaying, the finance charge, the APR, and the down payment required.

Dealers are required by the Federal Trade Commission to post a Buyers Guide in every used car for sale. The Buyers Guide will tell you:

* Whether the vehicle is being sold “as is” or with a warranty
* What percentage of the repair costs a dealer will pay under the warranty
* The major mechanical and electrical systems on the car, including any major problems to watch out for
* To get all promises in writing
* To keep the guide for reference after the sale
* To ask an independent mechanic to inspect the car before purchase

The Buyers Guide acts as law for the sales contract, and overrides any contrary provisions. If the Guide says the car comes with a warranty but the contract says the car is sold “as is,” the dealer must provide the warranty described in the Guide.

Several types of warranties can govern your used car:

* As-is. For all intents and purposes, this car has no warranty.
* Implied Warranty. State laws hold dealers responsible if cars don’t meet reasonable quality standards. Usually this applies to the basic functions of a car. A “warranty of merchantability” promises that the car will do what it’s supposed to – run. Watch in the contract or other written notices if dealers eliminate this implied warranty with “as is” or “with all faults” notations.
* Unexpired Manufacturer’s Warranties. With these, your car is still covered under the original manufacturer warranty. Ensure you have all the information on what’s covered, expiration date and miles, and necessary paperwork.
* Service Contracts. Providing repair and maintenance for a set time, service contracts are like warranties, but are not included in the price of the car. Consider these carefully, including the service offered and price.

Private Owners

Buying a used car from a private owner may be cheaper. But private sellers are not covered by the Federal Trade Commission’s rules and don’t have to use Buyers Guides. In addition, private sales are usually not covered by the implied warranties given for dealership cars, meaning most used cars will be “as is.”

Prior to making a purchase from a private seller, do your research. Find as much information online about the car’s major systems, and use that information as a shopping tool. In addition, don’t hesitate to have a privately sold car inspected by your mechanic.

No matter if you buy a car from a private seller or dealer, protect yourself by examining the car thoroughly, test driving it under varied road conditions, inspecting the car professionally, and checking the maintenance record. Following these steps can ensure your used car will be a reliable addition to your life, and not a regrettable lemon.

Should I buy a used car fm car dealers or?

Yahoo Q&A

Should I buy a used car from car dealers or?

from the car owner? probably get better deal fm the owner but how to be sure not get a lemon instead.

My Answer:

Buying a used car from a private owner may be cheaper. But private sellers are not covered by the Federal Trade Commission’s rules and don’t have to use Buyers Guides. In addition, private sales are usually not covered by the implied warranties given for dealership cars, meaning most used cars will be “as is.”
Prior to making a purchase from a private seller, do your research. Find as much information online about the car’s major systems, and use that information as a shopping tool. In addition, don’t hesitate to have a privately sold car inspected by your mechanic.
No matter if you buy a car from a private seller or dealer, protect yourself by examining the car thoroughly, test driving it under varied road conditions, inspecting the car professionally, and checking the maintenance record. Following these steps can ensure your used car will be a reliable addition to your life, and not a regrettable lemon.

Buying a used car from a dealer is in many ways similar to buying a new car. You have the option of paying in full or financing over time. You have comprehensive vehicle information. And – you have lots of pitfalls to avoid.
First, be well versed on the loan options and payment schedules available to you. Pay close attention to the loan details – the exact price, the amount you’re repaying, the finance charge, the APR, and the down payment required.
Dealers are required by the Federal Trade Commission to post a Buyers Guide in every used car for sale. The Buyers Guide will tell you:
•Whether the vehicle is being sold “as is” or with a warranty
•What percentage of the repair costs a dealer will pay under the warranty
•The major mechanical and electrical systems on the car, including any major problems to watch out for
•To get all promises in writing
•To keep the guide for reference after the sale
•To ask an independent mechanic to inspect the car before purchase
Several types of warranties can govern your used car:
•As-is. For all intents and purposes, this car has no warranty.
•Implied Warranty. State laws hold dealers responsible if cars don’t meet reasonable quality standards. Usually this applies to the basic functions of a car. A “warranty of merchantability” promises that the car will do what it’s supposed to – run. Watch in the contract or other written notices if dealers eliminate this implied warranty with “as is” or “with all faults” notations.
•Unexpired Manufacturer’s Warranties. With these, your car is still covered under the original manufacturer warranty. Ensure you have all the information on what’s covered, expiration date and miles, and necessary paperwork.
•Service Contracts. Providing repair and maintenance for a set time, service contracts are like warranties, but are not included in the price of the car. Consider these carefully, including the service offered and price.

Tuesday, September 18, 2007

Who Says Cars Don't Run On Water?

This is so cool they so had to much time on there hands.

Who Says Cars Don't Run On Water?

"The Guild"

"The Guild"

Kinda Funny or Kinda Creepy ?

Ok if you like WOW(World Of Warcraft) I think you will like the videos on here.
At first it's kinda funny and then a bit creepy can we say stalker... Just take a look and you will know what i mean .
The first web series for gamers about gamers by a gamer.

~Funny or Creepy~?

The Guild - Episode 1

The Guild - Episode 1

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The Guild - Episode 2

The Guild - Episode 2: Zabooed

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The Guild Episode 3

Monday, September 17, 2007

Heroes

~हेरोएस~


As the second volume of Heroes begins, the fates of Peter, Nathan and Matt are revealed, following the horrible showdown with Sylar and Peter's uncontrolled nuclear detonation miles above New York City. As everyone attempts to move on, a new sinister force begins stalking and murdering Heroes. With the family hiding in Southern California, H.R.G. and Claire attempt to live as inconspicuously as possible. which proves to be easier said than done. Meanwhile, after landing in feudal Japan, Hiro meets his hero Takezo Kensei. Twins Maya and Alejandro Herrera hope to make the crossing into the U.S. from Mexico, in hopes of finding help with their deadly abilities. Dana Davis, Noah Gray-Cabey, James Kyson Lee, Ali Larter, Sendhil Ramamurthy also star. Nick D'Agosto, Lyndsy Fonseca, Cristine Rose, Barry Shabaka Henley, George Takei, Eriko Tamura and Adair Tishler guest star. Source: NBC